Wealthiest Cities in the U.S. List 

Nerd Wallet nerdwallet.com

Several factors -- household income, home value, % of homes with no mortgage, and average credit limit -- were calculated in cities throughout the United States, creating scores. Here are the wealthiest cities on the list in the State of California.

1 Palo Alto, California
Median Household Income: $151,370
Median Home Value: $2,503,600
Percent of Homes with No Mortgage: 34%
Average Credit Limit: $71,696

2 San Ramon, California
Median Household Income: $135,355
Median Home Value: $931,300
Percent of Homes with No Mortgage: 12%
Average Credit Limit: $64,392

3 Pleasanton, California
Median Household Income: $122,652
Median Home Value: $961,000
Percent of Homes with No Mortgage: 19%
Average Credit Limit: $73,557

4 Newport Beach, California
Median Household Income: $106,801
Median Home Value: $1,561,400
Percent of Homes with No Mortgage: 31%
Average Credit Limit: $82,811

6 Yorba Linda, California
Median Household Income: $117,368
Median Home Value: $781,500
Percent of Homes with No Mortgage: 19%
Average Credit Limit: $72,395

7 Laguna Niguel, California
Median Household Income: $96,732
Median Home Value: $776,600
Percent of Homes with No Mortgage: 18%
Average Credit Limit: $72,823

8 Redwood City, California
Median Household Income: $87,255
Median Home Value: $1,247,200
Percent of Homes with No Mortgage: 24%
Average Credit Limit: $67,101

9 Redondo Beach, California
Median Household Income: $110,451
Median Home Value: $916,300
Percent of Homes with No Mortgage: 20%
Average Credit Limit: $55,991

10 Carlsbad, California
Median Household Income: $104,424
Median Home Value: $740,200
Percent of Homes with No Mortgage: 21%
Average Credit Limit: $62,555

11 San Clemente, California
Median Household Income: $98,710
Median Home Value: $851,200
Percent of Homes with No Mortgage: 24%
Average Credit Limit: $66,663

13 Thousand Oaks, California
Median Household Income: $97,291
Median Home Value: $668,800
Percent of Homes with No Mortgage: 21%
Average Credit Limit: $66,748

14 San Mateo, California
Median Household Income: $101,229
Median Home Value: $1,044,000
Percent of Homes with No Mortgage: 28%
Average Credit Limit: $62,380

15 Fremont, California
Median Household Income: $106,921
Median Home Value: $890,400 23%
Average Credit Limit: $56,099

16 Mission Viejo, California
Median Household Income: $103,607
Median Home Value: $659,600
Percent of Homes with No Mortgage: 21%
Average Credit Limit: $57,869

17 Mountain View, California
Median Household Income: $100,318
Median Home Value: $1,417,700
Percent of Homes with No Mortgage: 29%
Average Credit Limit: $51,032

23 Santa Monica, California
Median Household Income: $82,096
Median Home Value: $1,311,300
Percent of Homes with No Mortgage: 28%
Average Credit Limit: $58,745

24 Chino Hills, California
Median Household Income: $99,601
Median Home Value: $586,600
Percent of Homes with No Mortgage: 17%
Average Credit Limit: $51,321

25 Sunnyvale, California
Median Household Income: $104,681
Median Home Value: $1,366,400
Percent of Homes with No Mortgage: 32%
Average Credit Limit: $48,781

26 Irvine, California
Median Household Income: $90,743
Median Home Value: $784,500
Percent of Homes with No Mortgage: 22%
Average Credit Limit: $55,715

28 Lake Forest, California
Median Household Income: $96,655
Median Home Value: $649,100
Percent of Homes with No Mortgage: 17%
Average Credit Limit: $46,927

29 Livermore, California
Median Household Income: $87,815
Median Home Value: $692,300
Percent of Homes with No Mortgage: 18%
Average Credit Limit: $52,010

32 Milpitas, California
Median Household Income: $102,917
Median Home Value: $818,100
Percent of Homes with No Mortgage: 24%
Average Credit Limit: $45,904

33 Folsom, California
Median Household Income: $100,348
Median Home Value: $467,100
Percent of Homes with No Mortgage: 18%
Average Credit Limit: $45,719

35 Alameda, California
Median Household Income: $86,888
Median Home Value: $845,900
Percent of Homes with No Mortgage: 27%
Average Credit Limit: $53,547

36 San Francisco, California
Median Household Income: $85,070
Median Home Value: $1,115,700 30%
Average Credit Limit: $51,473

38 Santa Clara, California
Median Household Income: $91,080
Median Home Value: $988,500
Percent of Homes with No Mortgage: 25%
Average Credit Limit: $43,738

40 San Jose, California
Median Household Income: $87,210
Median Home Value: $810,000
Percent of Homes with No Mortgage: 24%
Average Credit Limit: $48,324

41 Santa Barbara, California
Median Household Income: $62,340
Median Home Value: $1,073,000 30%
Average Credit Limit: $63,122

42 Santa Clarita, California
Median Household Income: $81,577
Median Home Value: $468,300
Percent of Homes with No Mortgage: 18%
Average Credit Limit: $48,865

45 Simi Valley, California
Median Household Income: $82,168
Median Home Value: $514,200
Percent of Homes with No Mortgage: 19%
Average Credit Limit: $47,948

47 Camarillo, California
Median Household Income: $85,640
Median Home Value: $564,600
Percent of Homes with No Mortgage: 26%
Average Credit Limit: $55,631

48 Huntington Beach, California
Median Household Income: $84,915
Median Home Value: $735,600
Percent of Homes with No Mortgage: 29%
Average Credit Limit: $55,065

50 Temecula, California
Median Household Income: $80,753
Median Home Value: $408,400 13%
Average Credit Limit: $40,141

51 Berkeley, California
Median Household Income: $70,364
Median Home Value: $1,001,700
Percent of Homes with No Mortgage: 31%
Average Credit Limit: $55,700

54 South San Francisco, California
Median Household Income: $86,191
Median Home Value: $812,000
Percent of Homes with No Mortgage: 29%
Average Credit Limit: $49,053

55 Walnut Creek, California
Median Household Income: $76,311
Median Home Value: $781,600
Percent of Homes with No Mortgage: 37%
Average Credit Limit: $67,019

59 Union City, California
Median Household Income: $83,861
Median Home Value: $707,800
Percent of Homes with No Mortgage: 26%
Average Credit Limit: $46,887

60 Orange, California
Median Household Income: $75,803
Median Home Value: $613,000
Percent of Homes with No Mortgage: 22%
Average Credit Limit: $46,586

63 Pasadena, California
Median Household Income: $70,873
Median Home Value: $714,900
Percent of Homes with No Mortgage: 25%
Average Credit Limit: $50,607

66 Elk Grove, California
Median Household Income: $81,768
Median Home Value: $360,000
Percent of Homes with No Mortgage: 15%
Average Credit Limit: $35,990

67 Tustin, California
Median Household Income: $67,344
Median Home Value: $638,500
Percent of Homes with No Mortgage: 21%
Average Credit Limit: $43,657

68 Rancho Cucamonga, California
Median Household Income: $71,742
Median Home Value: $445,200 16%
Average Credit Limit: $39,123

69 Daly City, California
Median Household Income: $80,885
Median Home Value: $750,300
Percent of Homes with No Mortgage: 27%
Average Credit Limit: $40,918

70 Burbank, California
Median Household Income: $65,398
Median Home Value: $691,400 23%
Average Credit Limit: $44,060

71 Tracy, California
Median Household Income: $77,798
Median Home Value: $413,700
Percent of Homes with No Mortgage: 15%
Average Credit Limit: $33,154

72 Roseville, California
Median Household Income: $80,658
Median Home Value: $390,900
Percent of Homes with No Mortgage: 22%
Average Credit Limit: $42,575

79 Torrance, California
Median Household Income: $80,198
Median Home Value: $730,500
Percent of Homes with No Mortgage: 31%
Average Credit Limit: $44,209

80 Napa, California
Median Household Income: $68,307
Median Home Value: $537,600
Percent of Homes with No Mortgage: 27%
Average Credit Limit: $48,385

86 Chino, California
Median Household Income: $79,218
Median Home Value: $426,100
Percent of Homes with No Mortgage: 19%
Average Credit Limit: $33,263

87 Lakewood, California
Median Household Income: $81,106
Median Home Value: $502,700
Percent of Homes with No Mortgage: 24%
Average Credit Limit: $36,249

90 Murrieta, California
Median Household Income: $76,766
Median Home Value: $371,200
Percent of Homes with No Mortgage: 19%
Average Credit Limit: $34,675

95 Glendale, California
Median Household Income: $51,020
Median Home Value: $718,600
Percent of Homes with No Mortgage: 24%
Average Credit Limit: $43,563

96 Costa Mesa, California
Median Household Income: $66,820
Median Home Value: $698,000
Percent of Homes with No Mortgage: 25%
Average Credit Limit: $38,261

100 San Diego, California
Median Household Income: $67,799
Median Home Value: $531,700
Percent of Homes with No Mortgage: 25%
Average Credit Limit: $40,966

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